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Message: Re: Follow up to rear-end collision/// Rather than going after the offending party's personal...
Changed By: MauriceonLongIsland
Change Date: July 23, 2011 08:42AM
Re: Follow up to rear-end collision/// Rather than going after the offending party's personal...
Change Date: July 23, 2011 08:42AM
Re: Follow up to rear-end collision/// Rather than going after the offending party's personal...
[quote="Faster Horses (Apollo Beach, FL)"]
A few days after submitting my claim to my insurance co. I received a letter from the perp's ins. co. stating that her policy had been rescinded 3 days before the incident (suspiciously convenient timing)
I contacted my ins. co. and was told that they were aware of the problem and would be pursuing the individual directly to recover the damages. My car has been repaired and looks as good as new. I just wish I didn't have to lose my $1000 deductible.[/quote]
or emotional well being, concentrate on extracting 100% of what is due you by virtue of the FACT that you were hit from the rear...The possibility of his claiming that you backed up into him does not exist, so one or the other insurance company (or, as in NY law, the uninsured/underinsured motorist coverage) must cover it according to their contractual obligation(s) with the Insurance Commissioner of your State.
I would be sorely disappointed to learn that you had to dig into your own funds, for even $1.00 in case such as this one. The hordes of persons who are uninsured/underinsured has increased so dramatically that NY and FL in particular are having a difficult time sorting it out and making sure that the insurance covers you if you are not at fault. Give the insurance companies no quarter, I say!!!! X(
BTW, I'm helping a neighbor with this exact same type of accident, but the offending party is much more of a standup guy. More to follow in a few days (Monday) as that time will tell whether he comes through from his own pocket and then, whether his insurance company (located in Omaha, NE) wants to go at it:) (:D
Regards, Maurice.
A few days after submitting my claim to my insurance co. I received a letter from the perp's ins. co. stating that her policy had been rescinded 3 days before the incident (suspiciously convenient timing)
I contacted my ins. co. and was told that they were aware of the problem and would be pursuing the individual directly to recover the damages. My car has been repaired and looks as good as new. I just wish I didn't have to lose my $1000 deductible.[/quote]
or emotional well being, concentrate on extracting 100% of what is due you by virtue of the FACT that you were hit from the rear...The possibility of his claiming that you backed up into him does not exist, so one or the other insurance company (or, as in NY law, the uninsured/underinsured motorist coverage) must cover it according to their contractual obligation(s) with the Insurance Commissioner of your State.
I would be sorely disappointed to learn that you had to dig into your own funds, for even $1.00 in case such as this one. The hordes of persons who are uninsured/underinsured has increased so dramatically that NY and FL in particular are having a difficult time sorting it out and making sure that the insurance covers you if you are not at fault. Give the insurance companies no quarter, I say!!!! X(
BTW, I'm helping a neighbor with this exact same type of accident, but the offending party is much more of a standup guy. More to follow in a few days (Monday) as that time will tell whether he comes through from his own pocket and then, whether his insurance company (located in Omaha, NE) wants to go at it:) (:D
Regards, Maurice.
Original Message
Author: MauriceonLongIslandDate: July 23, 2011 08:36AM
Re: Follow up to rear-end collision/// Rather than going after the offending party's personal...
[quote="Faster Horses (Apollo Beach, FL)"]
A few days after submitting my claim to my insurance co. I received a letter from the perp's ins. co. stating that her policy had been rescinded 3 days before the incident (suspiciously convenient timing)
I contacted my ins. co. and was told that they were aware of the problem and would be pursuing the individual directly to recover the damages. My car has been repaired and looks as good as new. I just wish I didn't have to lose my $1000 deductible.[/quote]
or emotional well being, concentrate on extracting 100% of what is due you by virtue of the FACT that you were hit from the rear...The possibility of his claiming that you backed up into him does not exist, so one or the other insurance company (or, as in NY law, the uninsured/underinsured motorist coverage) must cover it according to their contractual obligation(s) with the Insurance Commissioner of your State.
I would be sorely disappointed to learn that you had to dig into your own funds, for even $1.00 in case such as this one. The hordes of persons who are uninsured/underinsured has increased so dramatically that NY and FL in particular are having a difficult time sorting it out and making sure that the insurance covers you if you are not at fault. Give the insurance companies no quarter, I say!!!! X(
Regards, Maurice.
A few days after submitting my claim to my insurance co. I received a letter from the perp's ins. co. stating that her policy had been rescinded 3 days before the incident (suspiciously convenient timing)
I contacted my ins. co. and was told that they were aware of the problem and would be pursuing the individual directly to recover the damages. My car has been repaired and looks as good as new. I just wish I didn't have to lose my $1000 deductible.[/quote]
or emotional well being, concentrate on extracting 100% of what is due you by virtue of the FACT that you were hit from the rear...The possibility of his claiming that you backed up into him does not exist, so one or the other insurance company (or, as in NY law, the uninsured/underinsured motorist coverage) must cover it according to their contractual obligation(s) with the Insurance Commissioner of your State.
I would be sorely disappointed to learn that you had to dig into your own funds, for even $1.00 in case such as this one. The hordes of persons who are uninsured/underinsured has increased so dramatically that NY and FL in particular are having a difficult time sorting it out and making sure that the insurance covers you if you are not at fault. Give the insurance companies no quarter, I say!!!! X(
Regards, Maurice.