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Topic NBC: When to use insurance vs. pay out of pocket? |
NBC: When to use insurance vs. pay out of pocket? boxsterd - Wednesday, 20 July, 2011, at 12:12:03 pm |
Why do you assume your monthly payment will go up? Bruce In Philly (2000 S Boxster, now '09 C2S) - Wednesday, 20 July, 2011, at 12:33:48 pm |
One more point... most important Bruce In Philly (2000 S Boxster, now '09 C2S) - Wednesday, 20 July, 2011, at 12:38:47 pm |
Re: NBC: When to use insurance vs. pay out of pocket? db997S - Wednesday, 20 July, 2011, at 12:55:38 pm |
Re: NBC: When to use insurance vs. pay out of pocket? Paul S. - Saturday, 23 July, 2011, at 1:25:18 pm |
Quote
db997S
A big factor for me, is what's your deductible? Was the other person in the car when it happened (potential for additional liablility if claims injury)? What kind of car was it (deminishing value or whatever that thing is called)? Lots of factors come into play to decide if you should call or not. If you do call your agent, find out how long after an accident you have to make a claim. My fear would be that the person takes his/her time getting the repair done, and then starts jerking you around with added costs associated with the incident (not fixed properly, taken back and continued car rental expense, it was more than a dent and the hood/trunklid is now bent, etc). To me, that's why insurance if so nice. You simply hand everything over to them and forget about it, and that's why I have only a $250 deductible. Personally, I've always gone through insurance.
A contrary view mikefocke, '01S Sanford, NC - Saturday, 23 July, 2011, at 4:39:10 pm |
It depends on the state Boxsterra - Wednesday, 20 July, 2011, at 1:50:22 pm |
I've done it both ways - paid and claimed mikefocke, '01S Sanford, NC - Wednesday, 20 July, 2011, at 1:51:22 pm |
Re: NBC: When to use insurance vs. pay out of pocket? boxsterd - Wednesday, 20 July, 2011, at 9:30:34 pm |
I wouldn't take your offer... mikefocke, '01S Sanford, NC - Thursday, 21 July, 2011, at 9:02:18 am |
Re: I wouldn't take your offer... db997S - Thursday, 21 July, 2011, at 10:46:44 am |
I still don't get your fear of your insurance company.... is there something you are not telling us? *NM* Bruce In Philly (2000 S Boxster, now '09 C2S) - Thursday, 21 July, 2011, at 11:05:35 am |
Re: I still don't get your fear of your insurance company.... is there something you are not telling us? boxsterd - Thursday, 21 July, 2011, at 12:07:22 pm |
insurance vs. pay out of pocket? Talk to your agent, preserve your rights in case you get sued Clif R - Thursday, 21 July, 2011, at 11:20:00 am |
Re: NBC: When to use insurance vs. pay out of pocket? boxsterd - Friday, 22 July, 2011, at 12:58:22 am |
Not good time to tell him you're an atheist! *NM* tom coughlin - Friday, 22 July, 2011, at 8:59:03 am |
LOL....while he's in a charitable mood, get him to sign a release of liability *NM* Gary in SoFL - Friday, 22 July, 2011, at 2:09:26 pm |
Beware of false profits. *NM* Laz - Friday, 22 July, 2011, at 10:03:34 am |
Re: NBC: When to use insurance vs. pay out of pocket? db997S - Friday, 22 July, 2011, at 10:36:12 am |
Two potential problems Boxsterra - Sunday, 24 July, 2011, at 9:47:18 pm |